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11 Earthquake Advice Articles

New legislation requires owners to strengthen their quake-prone buildings

The issue of earthquake-prone buildings remains a hot topic. You may have seen recent reports in the media including:

“Wellington considers new earthquake laws that could cost homeowners thousands” – www.stuff.co.nz, 21 January 2017

“Earthquake-prone Hurunui and Marlborough buildings could have just one year to reach building code ...

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Post November 2016 Earthquake Lending Requirements

The latest earthquakes have not just caused movement to the landscape but have also caused movement with regard to bank’s lending requirements in some regions around New Zealand. Banks are understandably cautious about advancing funds on properties that may have sustained damage in the most recent earthquakes.

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EQC excess payments

Canterbury homeowners may be in for a shock if they are unaware they are liable for EQC excess payments where earthquake repairs valued at more than $20,000 were managed by Fletchers.

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Interpreting replacement value - Tower v Skyward

In this case, the insured (Skyward) owned an earthquake damaged property within the red zone. Skyward accepted CERA’s offer to purchase the land, leaving Skyward to take up the matter of its earthquake damaged 1900’s villa with Tower Insurance. The outcome may surprise you.

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A victory for common sense - Ridgecrest v IAG

The outcome of the Ridgecrest v IAG case proved to be beneficial for both insurers and insured alike. Since the Christchurch earthquakes many questions have been raised around replacement insurance cover and the entitlements due, particularly for commercial properties.

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